Turnkey Compliance Service
Our Services - Loan Review
Independent Loan Portfolio Review

We provide an independent review and assessment of your bank's loan portfolio. This review can contribute to the bank's success on your next regulatory examination by highlighting areas that need strengthing prior to your examiners' visit. Our review entails the following:

* Overall evaluation of portfolio quality
* Evaluation of compliance with institution's written policies,
* Verification of security interest perfection,
* Review of compliance regarding regulatory and lending related laws,
* Analysis of financial statements,
* Assessment of the bank's loan grading system,
* Evaluation of overall bank documentation standards,
* Review of loan administration, and
* Evaluation of the bank's lending personnel

The results of the review are provided to bank management and the board of directors. Additionally, detailed loan review linesheets are made available as documentation of the review for examiner's at their next review. This documentation can shorten their file review time, and enhance your asset quality and management rating.
GARLANDConsulting, LLC